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kids at pool parties The running kids loud noises and splashing water have no effect on him other than total happiness All of the dog owners in our neighborhood are utterly amazed that Spike is so well behaved and confident Thanks to the advice

Problems with credit and buying a house, can you help?
Q. There is this house that I want to buy, its in the 160k range. I could easily afford payments but sadly due to some foolish credit blunders in my youth, my credit is not very good. Pretty bad in fact. Is there anyway I could show them my income versus obligations would allow me to easily afford the mortgage? I am also about to get married and my fiance had some bad luck with any injury that quickly put her in the hole credit-wise when she was only 19. Any help, advice, or directions on how to gain my own information on this would be greatly appreciated.
Asked by Matt - Fri Jan 15 17:31:34 2010 - - 6 Answers - 0 Comments

A. the only way around your poor credit score is someone with a good credit score. if you have a family member yours or hers that might co sign on the mortgage, then you might have a prayer. even though you can afford it now, what happens if you lose your job like thousands of others. this is what your co signer must think about, as their credit will be in the toilet should you default. sometimes you just have to rent a house until you clean up your credit report and have a good down payment. hopefully in a few years the economy will be better, but for now, you can look into the co signer. first ask a mortgage company in your state if it could be done, before you put a family member on the spot. good luck
Answered by david b - Fri Jan 15 17:41:17 2010